DEBT SOLUTIONS
Understanding Your Options Is the First Step
Debt can feel complicated, but understanding the different paths available doesn't have to be.
There are several approaches that may help someone address debt. The right direction depends on factors such as the type of debt, overall balance, income, monthly obligations, credit profile, financial goals, and other individual circumstances.
Done With Debt helps you understand the landscape before you make a decision.
THERE ISN'T ONE SOLUTION FOR EVERYONE
Different solutions work differently. Understanding the basic differences can help you have a more productive conversation about your financial situation.
EXPLORE COMMON DEBT SOLUTIONS
Explore Common Debt Solutions
Understanding the major categories can make it easier to know what questions to ask when discussing your situation.
Debt Consolidation
Combining qualifying debts into a new financial product or payment structure may make managing multiple obligations simpler. Eligibility, rates, terms, and potential savings vary based on the individual and provider.
Debt Management
Some approaches focus on creating a structured repayment plan and making existing obligations easier to manage over time.
Debt Resolution
Certain programs may focus on resolving eligible debts for an amount or under terms different from the original obligation. These approaches can involve important financial and credit considerations that should be discussed before making a decision.
Other Financial Options
Depending on the circumstances, other approaches may be worth discussing. The goal is to understand the available paths rather than assuming one solution is appropriate for everyone.
WHAT COULD AFFECT YOUR OPTIONS?
What Could Affect Your Options?
Financial situations are personal. Several factors can influence which options may be available and what those options could mean for you.
These factors—and others—can influence which options may be available. That's why Done With Debt begins by learning more about your situation rather than immediately pointing you toward a particular solution.
FROM EDUCATION TO A CONVERSATION
From Education to a Conversation
LEARN
Explore the major types of debt solutions and understand the basic differences.
ASSESS
Complete a short assessment to provide additional context about your financial situation.
DISCUSS
Have a free assessment conversation where your circumstances and potential options can be explored in greater detail.
DECIDE
Review the information provided and determine which next step, if any, makes sense for you.
QUESTIONS ARE PART OF THE PROCESS
Questions Are Part of the Process
Before making a financial decision, it can be helpful to understand what a potential solution could mean for your specific situation.
How does this type of solution generally work?
What debts may or may not qualify?
What costs or fees could be involved?
How could this affect my monthly finances?
Are there potential credit or tax implications?
What happens if my financial situation changes?
The goal isn't to have every answer before you speak with someone. It's to know which questions are worth asking.
YOU DON'T HAVE TO FIGURE IT OUT ALONE.
Understanding the options is the beginning—not the decision.
Take our short assessment to help us better understand your situation. From there, you can continue the conversation and learn more about the solutions that may be available to you.
No obligation. Your assessment is designed to help you better understand your available options.
Available options, eligibility, costs, risks, and potential outcomes vary based on individual circumstances and the solution or provider involved.